Ray Ho
- Licensed Financial Planner (RFP) approved by Bank Negara Malaysia
- Certified Financial Trainer (Financial Train-The-Trainer)
- Wealth Flow Simulation Coach
With over 19 years of professional experience in insurance advisory and personal financial planning, Ray Ho is a Licensed Financial Planner (RFP) in active status, approved by Bank Negara Malaysia. In recent years, he has been actively promoting Wealth Flow Simulation training, bringing his expertise into corporate training, public courses, and education. As an experienced Wealth Flow Simulation coach, Ray has helped countless participants turn knowledge into action, effectively bridging the gap between knowing and doing.
Ray is known for his exceptional interpersonal communication skills, rapid summarization and analysis, and broad insights. He firmly believes that continuous learning and practice are the keys to achieving life goals. This belief drives his active involvement in various business associations and his commitment to sharing professional knowledge through educational platforms.
LinkedIn/Instagram/FB/Tiktok/Youtube/Website Link
https://www.facebook.com/RaychoonShare